Modern fraud no longer fits into neat categories. Scams manipulate customers. Fraud exploits systems. Money mules underpin both.
Mule accounts are the cash-out choke point where scam and fraud losses actually occur. Yet many institutions still treat mule detection as a downstream issue, investigating only after funds have moved.
By then, recovery is harder. Regulatory exposure increases. Reputational risk grows.
The window to intervene is earlier than most teams realize.
Treating scams, unauthorized fraud, and mule activity as separate problems creates blind spots that criminals exploit.
Download our eBook to Discover:
- Why mule risk is accelerating
- Where banks are missing early signals
- How to detect mule activity before cash-out
- What real-time, multi-layered detection looks like