Preparing for NACHA ACH Rule Changes and False Pretenses Compliance

Join this live briefing for direct insight from Nacha’s Jordan Bennett on upcoming ACH compliance deadlines, plus practical guidance from Outseer’s Wade Raef on implementing the 2026 rule changes.

A key focus of the discussion will be false pretenses—clarifying what qualifies under Nacha, how it differs from broader scam activity. We will discuss how institutions can reasonably identify, assess, and document these situations.

We’ll also address key practitioner questions about the 2026 rule changes, and explore how to move away from a reactive, checkbox-driven responses to build a purposeful fraud program to address ACH risk.

You will learn:

• What Nacha expects and why
• How to interpret and apply “false pretenses” under the rule
• How to build a sustainable, intentional ACH fraud program